Fix & Flip Loans Criteria
we’ll help you obtain a loan personalized to your needs
Property Types
Single Family 1-4 Units; 5-10 Multifamily
Property Types
Investment, Non Owner Occupied
Loan Amount
$100k - $3MM (SFR) & up to $10MM Multi-Family
Term
12 - 24 Months
Type
Interest Only
Rates
From 10.00%
Max LTV
Up to 90% LTV
Max Rehab
100% of Rehab
Max LTARV
Up to 75% ARV
Minimum Credit
660
Minimum Credit
None
Frequently Asked Questions
Fix & Flip Loans are short-term financing tools that help you acquire a property and provide renovation funds for the value-add. We generally arrange 12 month term loans with interest-only payments with a balloon payment at maturity
Kosta Capital can help you obtain a Fix & Flip loan for Single Family (1-4) & Multi-Family (5-20) Unit Properties. This includes condos and townhouses.
We simplify the process by asking you upfront for:
- Loan Application, Credit Authorization, and Photo ID
-Evidence of Liquidity
- Renovation Budget
- Track Record
- Purchase Contract
We handle the rest from there! Your leverage and pricing will be based upon your experience level, credit score, and the profitability of the project.
Yes, we help you obtain up to 100% of your renovation budget!
There are no prepayment penalties on our Fix-and-Flip Loans.
